Home Automobile What is FASTag and Why you Should have FASTag

What is FASTag and Why you Should have FASTag

What is FASTag?

It is an electronic mode of paying toll fees while in motion. FASTag works on Radio Frequency Identification (RFID) Technology. A reader, which is installed in FASTag-enabled toll plazas, reads a vehicles’ tag and concurrently processes toll fee payment through it. These tags are linked with an individual’s prepaid account such as mobile wallets or with savings or current accounts. The toll fee is directly deducted from the linked account.

FASTag Apply: FASTag Apply Online: How to apply for a FASTag in India?

There are two ways to apply for a FASTag – online or offline. If you want to purchase a tag offline, you can visit your nearest point-of-sale terminal. There are over 28,000 POS terminals in India which provide FASTags.

In order to get a FASTag offline, you need to carry the necessary documents. You will need to fill up an application form, provide such documents to the concerned official, and pay the issuance fee to such issuer.

If you want to purchase a FASTag card online, visit any of the authorized financial institutions’ official website. Subsequently, adhere to the following steps –

  1. On the homepage, search for “Get a FASTag” or “Apply for a FASTag.”
  2. Provide your phone number and subsequently generate an OTP.
  3. Enter the OTP at the given field and click on “Submit.”
  4. Upon verification, provide the necessary details on the next page.
  5. Upload the required documents.
  6. In the next page, pay the initiation charges. Note that you will be required to a maximum of Rs.500 to get FASTag.

Your card will be dispatched once your documents are successfully verified. Subsequently, you need to affix the FASTag card at the upper-middle portion of your vehicle’s windshield.

In case, your card is not activated from beforehand, you can self-activate it through the My FASTag app. The app is available for both Android and Apple platforms.

In the app, you need to provide your vehicles’ registration number and link a bank account to credit the toll charges. The account can be a mobile wallet, a savings or a current account. You can also decide to use the NHAI wallet facility available in the app.

Ensure whichever payment source you set for your FASTag card has adequate balance while you are passing a FASTag-enabled toll plaza. If you pass through such a toll plaza without the necessary balance available in your linked account, your FASTag may be blacklisted along with the respective vehicle. In that event, you need to pay your toll fees through cash.

What are the documents required to purchase a FASTag card?

Documents you need to provide to purchase a FASTag card –

  • PAN Card.
  • Aadhaar Card.
  • Driving license.
  • Registration Certificate of your vehicle.

Ensure to provide the original documents when purchasing a FASTag card.

According to the Times of India, a total of Rs.12,000 crore is wasted every year at toll booths. Financial experts have estimated such loss to be primarily on account of two reasons – fuel consumption and loss of human resources.

On that account, the Ministry of Road Transport and Highways has made it compulsory for all vehicles to possess a FASTag sticker by 15th December 2019. The National Highway Authority of India (NHAI) has empowered 22 financial institutions to provide these tags to individuals, both online and offline.

What are the penalty charges for not having a FASTag post 15th December?

In the event, a vehicle passes a FASTag-enabled lane or toll booth without a FASTag card, the driver would need to pay double the applicable toll fee through cash.

Individuals should also take into notice that one FASTag can only be used for a single-vehicle. Each vehicle will require a unique FASTag sticker or card.

In the case of road trips, you should also consider availing a Pocket Insurance and Subscriptions such as Road Trip Protection offered by Bajaj Finserv. Such insurance plans can help you with ample financial coverage against unexpected events that may happen during the trip.

In conclusion, consider availing a FASTag card before 15th December to avoid paying applicable penalty charges on FASTag enabled toll plazas and travel without hassle.

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